National Grid Massachusetts Heat Pump Rebates & Heat Pump Rate
National Grid's two heat-pump programs
National Grid MA's role for an NG-served heat pump household splits into two distinct programs:
- Mass Save heat pump rebate — a one-time payment up to $8,500 that reduces your install cost. National Grid (as the Mass Save electric sponsor for your address) processes the filing. Funded by the Mass Save Energy Efficiency Charge on ratepayer bills, administered through the standard HPIN installer + HPQPL equipment + Manual J sizing requirements.
- Massachusetts Seasonal Heat Pump Rate — a reduced electric distribution rate applied to all of your household electricity from November 1 through April 30, bringing the effective cost of heating-season power to roughly $0.24/kWh against $0.30 on standard R-1. May through October the standard rate returns. This is a published electric tariff filed with the MA Department of Public Utilities — separate from the Mass Save program.
Most NG heat pump homeowners benefit from both. The rebate cuts the install cost; the Heat Pump Rate cuts the winter electric bill. The rebate is automatic if your installer is HPIN-enrolled and the equipment is on the HPQPL. Heat Pump Rate enrollment is automatic too — but only after National Grid has fully processed and PAID that rebate, which runs 6–8 weeks. Two exceptions apply at National Grid: if you took the $250/ton Basic rebate, or your install came through the new-construction or renovation program, you must apply for the rate yourself rather than wait to be enrolled.
Massachusetts incentives
2026 Mass Save Heat Pump Rebates (National Grid sponsor)
See the full Mass Save rebates hubVerified 2026-09-19
Whole-Home Heat Pump Rebate
$2,650 /ton
Capped at $8,500 per home
The installed heat pump must be the sole source of heating and cooling for the spaces served. Equipment must be ENERGY STAR Cold Climate certified and listed on the Mass Save Heat Pump Qualified Products List (HPQPL). A Manual J load calculation is needed to qualify for the sizing bonus and is industry-standard practice on Mass Save projects.
Partial-Home / Supplemental Heat Pump Rebate
$1,125 /ton
Capped at $8,500 per home
Heat pump installed alongside an existing primary heating system. Equipment must be on the HPQPL. Lower per-ton rebate reflects supplemental rather than sole-source use.
Basic Heat Pump Rebate
$250 /ton
Capped at $2,500 per home
New for 2026. Applies to replacing an existing heat pump with a new qualified HPQPL-listed heat pump, or conditioning a previously unconditioned space.
$500 Right-Sized Equipment Bonus Partial-home
Partial-home installs only. Equipment must be sized to meet 90–120% of the total heating load at the outdoor design temperature, documented via an ACCA Manual J load calculation submitted with the rebate application.
$500 Weatherization Bonus Partial-home
Partial-home installs only. Requires a Mass Save Home Energy Assessment plus installation of the recommended weatherization (typically air sealing and insulation) within one year prior to or up to six months after the heat pump installation.
Financing
Mass Save HEAT Loan
0% APR up to $25,000
- Below 135% of State Median Income: 7 years (84 months)
- 135%–300% of State Median Income: 5 years (60 months)
- Over 300% of State Median Income: 3 years (36 months)
Subject to bank underwriting through participating Massachusetts lenders. Covers equipment + installation costs for qualifying high-efficiency upgrades (heat pumps, ductless mini-splits, insulation, water heaters, and batteries enrolled in ConnectedSolutions). A Home Energy Assessment is mandatory before financing a whole-home heat pump. Households below approximately 81% SMI typically route to Mass Save's no-cost / enhanced-rebate programs rather than the HEAT Loan.
No federal heat pump tax credit applies in 2026.
- Section 25C Energy Efficient Home Improvement Credit (heat pump portion) (30% of cost up to $2,000 annually for qualifying heat pump installations (inflation reduction act expansion)) ended for property placed in service after 2025-12-31 under the One Big Beautiful Bill Act (P.L. 119-21).
- Section 25D Residential Clean Energy Credit (geothermal portion) (30% of installed cost for ground-source (geothermal) heat pumps, with no dollar cap) ended for property placed in service after 2025-12-31 under the One Big Beautiful Bill Act (P.L. 119-21).
Status as of 2026-09-19: neither 25C nor 25D has been reinstated or replaced by Congress. Pending bills (e.g. H.R. 616) have not advanced. Pre-2026 §25D installs may carry forward unused credits.
Rebate amounts and eligibility verified 2026-09-19 against primary program documentation. We re-check before any publish.
Get a quote using these ratesPrimary source
“Mass Save heat pump rebates: $2650/ton up to $8,500 per home (whole-home tier) — statewide rate, processed through National Grid for NG-served addresses.”
National Grid vs Eversource — what's different?
The Mass Save rebate program is statewide — same amounts, same eligibility, same paperwork regardless of which of the six sponsors processes your filing. Where National Grid and Eversource differ:
- Standard electric rate: National Grid Basic Service + delivery runs ~$0.30/kWh blended in 2026-Q1 vs Eversource's $0.32/kWh — National Grid is modestly cheaper on standard residential.
- Seasonal Heat Pump Rate: both utilities sponsor it, but the winter reduction differs — National Grid lands near $0.24/kWh on heating-season usage vs Eversource's $0.28. National Grid publishes $70–$141/month November–April on R-1; $20–$96/month on the R-2 income-eligible rate; Eversource publishes about $430 over the winter season, roughly $72/month.
- Service territory: National Grid dominates Central + South Shore + North Shore MA. Eversource dominates Greater Boston metro + Western MA. The boundary is mostly geographic, with some city-by-city variation (Brockton has NG electric + Eversource Gas; Cambridge has Eversource electric + Eversource Gas; Worcester has NG for both).
- Processing timeline: Both sponsors process rebates through Mass Save's shared contractor portal — typical 6-12 weeks from install to check arrival. No meaningful difference in processing speed by sponsor.
For most homeowners, the choice of sponsor is determined by your address — you can't switch sponsors by request. What matters: making sure you are actually on the Seasonal Heat Pump Rate before November 1, because it is the single biggest factor in winter heat-pump operating cost. See our Heat Pump Rate deep dive for the full math.
Massachusetts cities National Grid serves
Across the 12 cities MassHVAC covers in depth, National Grid serves the following as a Mass Save sponsor:
- Boston, MA — Eversource electric · National Grid gas
- Worcester, MA — National Grid (both electric + gas)
- Lowell, MA — National Grid (both electric + gas)
- Brockton, MA — National Grid electric · Eversource gas
- Quincy, MA — National Grid (both electric + gas)
- Lynn, MA — National Grid (both electric + gas)
- Fall River, MA — National Grid electric · Liberty Utilities gas
- Newton, MA — Eversource electric · National Grid gas
- Somerville, MA — Eversource electric · National Grid gas
Outside our 12-city coverage, National Grid serves another ~80 MA municipalities. Verify your address against the Mass Save Sponsors directory.
Served by a different sponsor? Each has its own rebate guide: Eversource, Unitil (Fitchburg area), Cape Light Compact (Cape & Islands), and the gas-only sponsors Berkshire Gas and Liberty Utilities — whose customers file the heat pump rebate through their electric sponsor (often National Grid).
How the National Grid rebate filing works
- Get a Mass Save Home Energy Assessment — free 60-90 minute assessment, gates every rebate. Schedule through Mass Save's website (the assessor is contracted by whichever sponsor serves your address — typically National Grid for NG-served homes).
- Choose an HPIN installer — your installer must be enrolled in the Mass Save Heat Pump Installer Network. Vet installers for HPIN status before signing.
- Manual J load calculation — your installer runs ACCA Manual J to size the system within the 90-120% sizing-bonus band.
- HPQPL-listed equipment — the proposed make/model must be on the current Heat Pump Qualified Products List.
- Install and commissioning — typical 3-5 days for a multi-zone ductless install.
- Rebate filing — your installer submits through Mass Save's contractor portal; National Grid processes the rebate from their portion of the Energy Efficiency Charge fund.
- Rebate check arrives — typically 6-12 weeks after the rebate filing.
The National Grid Seasonal Heat Pump Rate
National Grid is one of three sponsors — with Eversource and Unitil — of the Massachusetts Seasonal Heat Pump Rate, in effect since November 1, 2025. Key facts:
- What it is: a reduced electric distribution rate applied to ALL household electricity use from November 1 through April 30. From May through October, enrolled customers pay the standard residential rate.
- Not time-of-use: no on-peak windows, no on-peak penalty, no reason to move laundry or EV charging overnight. The discount applies to every kWh you use in the season.
- What it is worth: National Grid publishes $70–$141/month November–April on R-1; $20–$96/month on the R-2 income-eligible rate — an effective $0.24/kWh on heating-season usage against $0.30/kWh on standard R-1.
- Enrollment — the 6–8 week catch: National Grid auto-enrolls customers who took a Mass Save heat pump rebate on that electric account for a post-January-1-2019 install, but only once the rebate is fully processed and paid. That is 6–8 weeks after filing, so a late-fall install can miss the start of the season. Check your account rather than assume.
- Who must apply instead: customers who took the $250/ton Basic rebate are not auto-enrolled and must apply. So must new-construction and renovation-program installs. Manual application is also open to anyone else with a space-heating heat pump, regardless of install date or whether Mass Save was involved.
- Eligibility: a heat pump used for space heating — not electric resistance heat, not a cooling-only heat pump, not a standalone heat pump water heater, not a commercial account. Renters with their own residential electric account, solar and net-metering customers, and income-eligible customers on the R-2 variant all qualify.
- Opting out: call 1-800-322-3223. The rate follows the premise rather than the customer, and is not retroactive before November 1, 2025.
National Grid MA heat pump FAQ
- How much is the National Grid heat pump rebate in Massachusetts?
- Up to $8,500 per home for a whole-home cold-climate heat pump install at $2650/ton — same statewide standard. National Grid processes the filing through Mass Save's contractor portal once your HPIN-enrolled installer submits the Manual J + HPQPL equipment documentation. Partial-home installs (single-zone or supplemental) qualify for up to $8,500 at $1125/ton, with stackable $500 sizing and weatherization bonuses.
- What's the National Grid Seasonal Heat Pump Rate and how does it compare to standard R-1?
- National Grid is one of three sponsors of the Massachusetts Seasonal Heat Pump Rate — a reduced electric distribution rate that applies to ALL of your household electricity from November 1 through April 30. From May through October you pay the standard residential rate again. There are no on-peak or off-peak hours: it is seasonal, not time-of-use, so there is nothing to shift. National Grid publishes $70–$141/month November–April on R-1; $20–$96/month on the R-2 income-eligible rate, which puts the effective cost of heating-season power near $0.24/kWh against $0.30/kWh on standard R-1. Because the reduction sits in the distribution charge, municipal-aggregation and third-party-supply customers get it too.
- Do I have to sign up for the National Grid Heat Pump Rate?
- Usually not — but there are three National Grid-specific traps. Enrollment is automatic if you received a Mass Save heat pump rebate on your National Grid electric account for a system installed after January 1, 2019, and you are notified. First trap: automatic enrollment only fires once the rebate is FULLY PROCESSED AND PAID, which takes 6–8 weeks after filing — so a fall install can miss the start of the season if you assume it is handled. Second: customers who took the $250/ton Basic rebate are not picked up automatically and must apply. Third: new-construction and renovation-program installs must apply. Anyone else with a space-heating heat pump can apply manually with proof of purchase, a contractor invoice, a Mass Save rebate confirmation, a photo of the outdoor unit showing model and serial, or a MassCEC-approved application. Opt out any time at 1-800-322-3223.
- I have National Grid Electric but Eversource Gas — which utility files my heat pump rebate?
- National Grid (the electric sponsor). Heat pump rebates ALWAYS go through the electric Mass Save sponsor because heat pumps run on electricity. Brockton is a common example: National Grid Electric + Eversource Gas means the heat pump rebate is filed through National Grid, even though gas furnace and gas water heater rebates would go through Eversource. The Mass Save filing routes to whichever sponsor administers the fuel category of the equipment being installed.
- What Massachusetts cities does National Grid serve as the electric Mass Save sponsor?
- National Grid is the largest electric sponsor by service area in MA — covering Worcester, Lowell, Brockton, Quincy, Lynn, and most of the South Shore + Central MA. Within our 12-city coverage, National Grid Electric serves Worcester, Lowell, Brockton, Quincy, Lynn, and Fall River. Cities where National Grid is BOTH electric AND gas (e.g. Worcester, Lowell, Quincy, Lynn) file all utility-side rebates through a single National Grid filing rather than splitting across two sponsors.
- Are National Grid heat pump rebates different from Eversource rebates?
- No — the rebate amounts and eligibility rules are statewide Mass Save standards, identical across the six sponsors (Eversource, National Grid, Unitil, Cape Light Compact, Berkshire Gas, Liberty Utilities). Up to $8,500 whole-home, $1,125/ton partial-home, $250/ton basic. What differs by sponsor: which utility processes your rebate check, the standard residential electric rate (National Grid $0.30/kWh, Eversource $0.32/kWh as of 2026-Q1), and the size of the winter Seasonal Heat Pump Rate reduction — Eversource, National Grid and Unitil all offer it; Cape Light Compact does not. Your installer files the rebate through whichever sponsor serves your address — same paperwork, different processing utility.
- Can I still claim the federal §25C or §25D tax credits with National Grid?
- No — and neither could any utility customer regardless of sponsor. The federal §25C ($2,000 heat pump credit) and §25D (30% geothermal credit) both expired December 31, 2025 under the One Big Beautiful Bill Act (P.L. 119-21). These were federal IRS tax credits, not utility programs — no MA utility ever administered them, and no MA utility has restored them. The IRA-funded HEAR rebate (up to $8,000 for ≤80% AMI households) is separate from §25C/§25D and survives OBBBA — it's accessed through Mass Save's income-eligible pathway, available to National Grid customers as much as Eversource customers.
Related guides
- Massachusetts HVAC Rebates & Incentives (2026)Mass Save heat pump rebates in 2026: up to $8,500 whole-home ($2,650/ton), a 0% HEAT Loan up to $25,000, and an up-to-$750 instant discount most homeowners miss. Federal 25C/25D stay expired. Paperwork due Feb 28, 2027.
- Massachusetts Heat Pump Cost & Rebate CalculatorEstimate your installed heat pump cost net of Mass Save rebates, IRA HEAR, and 20-year fuel savings. Includes monthly HEAT Loan payment. Updated for 2026 program rates.
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