Eversource Massachusetts Heat Pump Rebates & Heat Pump Rate
Two programs, often confused
Eversource's role for an Eversource-served MA homeowner installing a heat pump comes in two distinct programs that work together:
- Mass Save heat pump rebate — a one-time payment up to $8,500 that reduces your install cost. Eversource (as the Mass Save electric sponsor for your address) processes the filing after install. Funded by the Mass Save Energy Efficiency Charge on ratepayer bills, administered through the Mass Save HPIN installer + HPQPL equipment + Manual J sizing requirements.
- Massachusetts Seasonal Heat Pump Rate — a reduced electric distribution and transmission rate applied to all of your household electricity from November 1 through April 30, cutting the effective cost of heating-season power to roughly $0.28/kWh against $0.32 on standard R-1. May through October you pay the standard rate again. This is a published electric tariff filed with the MA Department of Public Utilities, separate from the Mass Save program.
Most heat pump homeowners benefit from both. The rebate cuts the install cost; the Heat Pump Rate cuts the winter electric bill. The rebate is automatic if your installer is HPIN-enrolled and the equipment is on the HPQPL — and if that rebate lands on your Eversource electric account for a system installed after January 1, 2019, Heat Pump Rate enrollment is automatic too: Eversource enrolls you and sends notice. Everyone else applies with install documentation.
Massachusetts incentives
2026 Mass Save Heat Pump Rebates (Eversource sponsor)
See the full Mass Save rebates hubVerified 2026-09-19
Whole-Home Heat Pump Rebate
$2,650 /ton
Capped at $8,500 per home
The installed heat pump must be the sole source of heating and cooling for the spaces served. Equipment must be ENERGY STAR Cold Climate certified and listed on the Mass Save Heat Pump Qualified Products List (HPQPL). A Manual J load calculation is needed to qualify for the sizing bonus and is industry-standard practice on Mass Save projects.
Partial-Home / Supplemental Heat Pump Rebate
$1,125 /ton
Capped at $8,500 per home
Heat pump installed alongside an existing primary heating system. Equipment must be on the HPQPL. Lower per-ton rebate reflects supplemental rather than sole-source use.
Basic Heat Pump Rebate
$250 /ton
Capped at $2,500 per home
New for 2026. Applies to replacing an existing heat pump with a new qualified HPQPL-listed heat pump, or conditioning a previously unconditioned space.
$500 Right-Sized Equipment Bonus Partial-home
Partial-home installs only. Equipment must be sized to meet 90–120% of the total heating load at the outdoor design temperature, documented via an ACCA Manual J load calculation submitted with the rebate application.
$500 Weatherization Bonus Partial-home
Partial-home installs only. Requires a Mass Save Home Energy Assessment plus installation of the recommended weatherization (typically air sealing and insulation) within one year prior to or up to six months after the heat pump installation.
Financing
Mass Save HEAT Loan
0% APR up to $25,000
- Below 135% of State Median Income: 7 years (84 months)
- 135%–300% of State Median Income: 5 years (60 months)
- Over 300% of State Median Income: 3 years (36 months)
Subject to bank underwriting through participating Massachusetts lenders. Covers equipment + installation costs for qualifying high-efficiency upgrades (heat pumps, ductless mini-splits, insulation, water heaters, and batteries enrolled in ConnectedSolutions). A Home Energy Assessment is mandatory before financing a whole-home heat pump. Households below approximately 81% SMI typically route to Mass Save's no-cost / enhanced-rebate programs rather than the HEAT Loan.
No federal heat pump tax credit applies in 2026.
- Section 25C Energy Efficient Home Improvement Credit (heat pump portion) (30% of cost up to $2,000 annually for qualifying heat pump installations (inflation reduction act expansion)) ended for property placed in service after 2025-12-31 under the One Big Beautiful Bill Act (P.L. 119-21).
- Section 25D Residential Clean Energy Credit (geothermal portion) (30% of installed cost for ground-source (geothermal) heat pumps, with no dollar cap) ended for property placed in service after 2025-12-31 under the One Big Beautiful Bill Act (P.L. 119-21).
Status as of 2026-09-19: neither 25C nor 25D has been reinstated or replaced by Congress. Pending bills (e.g. H.R. 616) have not advanced. Pre-2026 §25D installs may carry forward unused credits.
Rebate amounts and eligibility verified 2026-09-19 against primary program documentation. We re-check before any publish.
Get a quote using these ratesPrimary source
“Mass Save heat pump rebates: $2650/ton, up to $8,500 per home (whole-home tier). Filed through your Mass Save electric sponsor (Eversource for Eversource-Electric-served addresses).”
Eversource Electric vs Eversource Gas — what's the difference?
Eversource Energy operates two subsidiaries in Massachusetts that are both Mass Save sponsors, but they sponsor DIFFERENT rebate categories:
- Eversource Electric (NSTAR Electric d/b/a Eversource) — the legacy NSTAR Electric service. Serves Boston, Cambridge, Springfield, Newton, Somerville, New Bedford, and ~50 other MA cities. As Mass Save sponsor: heat pump rebates, the HEAT Loan electric coordination, and the Seasonal Heat Pump Rate.
- Eversource Gas of Massachusetts — formerly Columbia Gas of MA, acquired by Eversource in October 2020. Serves Cambridge, Springfield, Brockton (gas only), Framingham, and ~40 other gas service areas. As Mass Save sponsor: gas furnace and gas water heater rebates, weatherization for gas-heated homes, gas-side HEAT Loan coordination.
For a heat pump install: the rebate ALWAYS goes through the electric sponsor (because heat pumps run on electricity). So even if your gas is from Eversource and your electric is from National Grid, your heat pump rebate is filed through National Grid, not Eversource. If both your electric and gas are Eversource (Cambridge, Springfield, etc.), a single Eversource entity handles both filings.
Massachusetts cities Eversource serves
Across the 12 cities MassHVAC covers in depth, Eversource Electric serves the following as the Mass Save sponsor:
- Boston, MA — Eversource electric · National Grid gas
- Springfield, MA — Eversource (both electric + gas)
- Cambridge, MA — Eversource (both electric + gas)
- Brockton, MA — National Grid electric · Eversource gas
- New Bedford, MA — Eversource (both electric + gas)
- Newton, MA — Eversource electric · National Grid gas
- Somerville, MA — Eversource electric · National Grid gas
Outside our 12-city coverage, Eversource serves another ~50 MA municipalities. Look up your specific address against the Mass Save Sponsors directory to confirm.
Not served by Eversource? The other Mass Save sponsors each have their own rebate guide: National Grid, Unitil (Fitchburg area), Cape Light Compact (Cape & Islands), and the gas-only sponsors Berkshire Gas and Liberty Utilities — where the heat pump rebate files through your electric sponsor instead.
The Eversource Seasonal Heat Pump Rate
Eversource is one of three sponsors — with National Grid and Unitil — of the Massachusetts Seasonal Heat Pump Rate, in effect since November 1, 2025. Key facts:
- What it is: a reduced electric distribution rate — Eversource also reduces transmission — applied to ALL household electricity use from November 1 through April 30. From May through October, enrolled customers pay the standard residential rate.
- Not time-of-use: there are no on-peak or off-peak windows and no on-peak penalty. Shifting laundry, the dishwasher, or EV charging overnight does nothing for this rate.
- What it is worth: Eversource publishes about $430 over the winter season, roughly $72/month. That puts the effective cost of heating-season electricity near $0.28/kWh against $0.32/kWh on standard R-1.
- Enrollment: automatic if you received a Mass Save heat pump rebate on this Eversource electric account for a system installed after January 1, 2019 — Eversource enrolls you and notifies you. Otherwise apply online with proof of purchase, a contractor invoice, a Mass Save rebate confirmation letter or email, a photo of the outdoor unit showing model and serial number, or a MassCEC-approved application.
- Eligibility: a heat pump used for space heating — it does not have to be your only heat source, and renters with their own residential electric account qualify. Electric resistance heat, a cooling-only heat pump, and a standalone heat pump water heater do not.
- No separate line item: the reduction sits on the delivery side of the bill, folded into the distribution charge, so municipal-aggregation and third-party-supply customers receive it as well.
The rate follows the premise, not the customer, and is not retroactive before November 1, 2025. For an Eversource-served home converting from oil, the seasonal discount is the difference between modeling winter electricity at $0.32/kWh and at $0.28/kWh — our operating-cost calculator runs both.
How the Eversource rebate filing works
- Get a Mass Save Home Energy Assessment — free 60-90 minute assessment, gates every rebate. Schedule through Mass Save's website.
- Choose an HPIN installer — your installer must be enrolled in the Mass Save Heat Pump Installer Network. Vet installers for HPIN status BEFORE signing.
- Manual J load calculation — your installer runs ACCA Manual J to size the system within the 90-120% sizing-bonus band
- HPQPL-listed equipment — the proposed make/model must be on the current Heat Pump Qualified Products List
- Install and commissioning — typical 3-5 days for a multi-zone ductless install
- Rebate filing — your installer submits the filing through Mass Save's contractor portal; Eversource processes the rebate
- Rebate check arrives — typically 6-12 weeks after the rebate filing
Full procedural detail is in our Mass Save rebate claim process guide. The Eversource-specific part is in step 6 — Eversource processes the rebate against their portion of the Mass Save Energy Efficiency Charge fund.
Eversource MA heat pump FAQ
- How much is the Eversource heat pump rebate in Massachusetts?
- Up to $8,500 per home for a whole-home cold-climate heat pump install at $2650/ton. The rebate is filed through Eversource as your Mass Save electric sponsor when your installer completes the post-install paperwork. Partial-home installs (single-zone or supplemental) qualify for up to $8,500 at $1125/ton. Equipment must be on the Mass Save Heat Pump Qualified Products List (HPQPL) and your installer must be enrolled in the Mass Save Heat Pump Installer Network (HPIN).
- What's the difference between the Eversource heat pump rebate and the Seasonal Heat Pump Rate?
- Two distinct programs that work together. The heat pump REBATE is a one-time payment (up to $8,500) Eversource processes after your install — funded by the Mass Save Energy Efficiency Charge on ratepayer bills. The Seasonal Heat Pump RATE is a reduced distribution and transmission rate applied to ALL of your household electricity from November 1 through April 30; from May through October you are back on the standard residential rate. It is not a time-of-use tariff — there are no on-peak or off-peak windows and nothing to shift. Eversource publishes savings of about $430 over the winter season, roughly $72/month, which works out to an effective $0.28/kWh on heating-season usage against $0.32/kWh on standard R-1. The rebate reduces install cost; the Heat Pump Rate reduces winter operating cost.
- I'm an Eversource Gas customer but not Eversource Electric — am I eligible?
- Partially. Eversource Gas of Massachusetts (formerly Columbia Gas of MA, acquired Oct 2020) is a separate Mass Save sponsor from Eversource Electric. If your ELECTRIC service is from another utility (e.g. National Grid in Brockton or Lynn), your heat pump rebate goes through THAT electric sponsor — not Eversource. Eversource Gas handles separate rebates for gas furnaces, gas water heaters, and weatherization. Heat pump rebates are always filed through the electric sponsor because heat pumps run on electricity.
- How do I enroll in the Eversource Seasonal Heat Pump Rate?
- For most people, you do not. Eversource automatically enrolls accounts that received a Mass Save heat pump rebate for a system installed after January 1, 2019, and notifies you when it happens. If that does not describe you — no Mass Save rebate, an older install, a new-construction or renovation-program install, or equipment you paid for outright — apply online and upload one of: proof of purchase, a contractor invoice, your Mass Save rebate confirmation letter or email, a photo of the outdoor unit showing the model and serial number, or a MassCEC-approved application. Manual enrollment is open to anyone with a heat pump used for space heating, regardless of install date. The rate follows the premise rather than the customer, is not retroactive before November 1, 2025, and you can opt out.
- What Massachusetts cities does Eversource serve as the electric Mass Save sponsor?
- Eversource Electric serves Boston, Cambridge, Somerville, Newton, Springfield, New Bedford, and ~50 other MA municipalities. The Mass Save Sponsors directory has the full per-city lookup. Cities where Eversource is BOTH electric and gas sponsor include Cambridge, Springfield, New Bedford, and Framingham — those homeowners file all rebates through a single Eversource Mass Save filing rather than splitting across two sponsors.
- Does Eversource MA still offer the federal §25C or §25D tax credits?
- No, and neither does any utility — those are federal IRS programs, not utility programs. The federal §25C ($2,000 heat pump credit) and §25D (30% geothermal credit) both expired December 31, 2025 under the One Big Beautiful Bill Act (P.L. 119-21). Some installer marketing still references them — do not believe a 2026 quote that prices the install assuming federal tax credits. The IRA-funded HEAR rebate (up to $8,000 for ≤80% AMI households) is separate from §25C/§25D and is still active through Mass Save's income-eligible pathway.
Related guides
- Massachusetts HVAC Rebates & Incentives (2026)Mass Save heat pump rebates in 2026: up to $8,500 whole-home ($2,650/ton), a 0% HEAT Loan up to $25,000, and an up-to-$750 instant discount most homeowners miss. Federal 25C/25D stay expired. Paperwork due Feb 28, 2027.
- Massachusetts Heat Pump Cost & Rebate CalculatorEstimate your installed heat pump cost net of Mass Save rebates, IRA HEAR, and 20-year fuel savings. Includes monthly HEAT Loan payment. Updated for 2026 program rates.
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