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Massachusetts Heat Pump Cost & Rebate Calculator

By MassHVAC Editorial Team Reviewed by MassHVAC Editorial Team Last updated

Massachusetts cost & rebate

Cost-after-rebate calculator

Tell us about your home and what you're installing. We'll estimate the install cost, every Mass Save rebate you qualify for, your HEAT Loan monthly payment, and 20-year savings versus your current heating fuel.

Rates verified 2026-05-27

Step 1 · Your home

Step 2 · What you're installing

Optional add-ons (check what applies)

Step 3 · Income tier (optional)

Households below 135% State Median Income qualify for Enhanced rebates; below 80% Area Median Income unlocks the federal HEAR rebate too.

Primary source

“The 2026 Mass Save air-source heat pump rebate is $2,650 per ton with a maximum of $8,500 per home (whole-home tier). The ground-source (geothermal) whole-home rebate is a flat $13,500. Income-qualified Enhanced caps are $16,000 (ASHP) and $25,000 (GSHP). Federal §25C and §25D tax credits expired December 31, 2025 under the One Big Beautiful Bill Act.”
—  Accessed

Frequently Asked Questions

How much is the Mass Save heat pump rebate in 2026?
The Mass Save whole-home heat pump rebate in 2026 is $2,650 per ton, capped at $8,500 per home. The lower partial-home tier pays $1,125 per ton (same $8,500 cap), and a new basic tier pays $250 per ton (capped at $2,500).
Do I still get a federal tax credit for a heat pump?
No. The federal Section 25C heat pump credit and the Section 25D geothermal credit both expired December 31, 2025 under the One Big Beautiful Bill Act. Property placed in service after that date does not qualify.
What is the Mass Save HEAT Loan?
The Mass Save HEAT Loan is a 0% APR loan up to $25,000 for qualifying energy efficiency upgrades, including heat pumps, ductless mini-splits, and insulation. It is offered through participating Massachusetts banks and subject to standard credit underwriting.
Which utilities qualify for Mass Save rebates in Massachusetts?
Mass Save is sponsored by Eversource, National Grid, Unitil, Cape Light Compact, Berkshire Gas, and Liberty Utilities. Customers of Municipal Light Plants (e.g. Belmont, Braintree, Reading) do not participate in Mass Save and rely on their MLP's own rebate programs.

See your real cost after Mass Save rebates.

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